Note: The job is a remote job and is open to candidates in USA. TD Bank, N.A. is a leading global financial institution committed to providing exceptional client experiences. They are seeking a Financial Crime Risk Investigator II to conduct thorough investigations related to financial crime, ensuring compliance and safeguarding the organization's financial integrity.
Responsibilities
- Conducts investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations
- Conducts data analysis, manipulation and interpretation looking for patterns and anomalies
- Initiates investigations and/or responds to emerging AML and Sanctions/ABAC risks
- Assists with reviewing and investigating court orders (subpoenas) related to criminal actions
- Assists and coordinates investigations with various law enforcement agencies as delegated
- Prepares and delivers AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned
- Leads workstreams by acting as a project lead for medium scale projects/initiatives in accordance with project management methodologies
- Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
- Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
- Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area
- Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
- Maintains appropriate project records, databases, and information; reports to management and others on project status and updates
- Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
- Acquires and applies expertise in the discipline, provides guidance, assistance, and direction to Analysts, Investigators and others
- Identifies, recommends, and effectively executes standard practices applicable to the discipline
- Adheres to internal policies/procedures and applicable regulatory guidelines
- Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
- Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
- Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
- Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit
- Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
- Participates in personal performance management and development activities, including cross training within own team
- Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
- Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
- Contributes to a fair, positive and equitable environment that supports a diverse workforce
- Acts as a brand champion for your business area/function and the bank, both internally and/or externally
Skills
- Undergraduate degree or equivalent work experience
- 3+ years experience
- 3+ years' experience in a Broker-Dealer and/or Securities related investigations role
- Thorough understanding of Securities products such as Fixed Income, Foreign Exchange, Prime Brokerage, Equities, Low Priced Securities, etc
- Knowledge of market abuse typologies such as insider trading, market manipulation, front running, and layering/spoofing
- Knowledge of financial industry products, policies, and procedures that involve Institutional Clients, Broker-Dealers, and Securities related Investigations
- Understanding of regulatory requirements including FINRA, SEC, and applicable AML/BSA regulations
- Ability to manage multiple investigations simultaneously while meeting deadlines in a fast-paced environment
- Strong critical thinking and problem-solving skills with attention to detail
- Experience reviewing trading activity, transaction patterns, and customer behavior to identify potential misconduct or suspicious activity
- Ability to analyze large data sets and document investigative findings in a clear, concise, and defensible manner
- Strong written and verbal communication skills, including the ability to prepare detailed investigative reports and present findings to management
- Experience working with surveillance systems, case management tools, and investigative platforms
Benefits
- Base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)
- Health and well-being benefits
- Savings and retirement programs
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Banking benefits and discounts
- Career development
- Reward and recognition
- Regular career, development, and performance conversations with your manager
- Access to an online learning platform
- A variety of mentoring programs to help you unlock future opportunities
- Diverse career paths where you can grow your expertise and make a meaningful impact
- Training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role
- Accommodations for applicants with disabilities to complete the application process
Company Overview
The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD). It was founded in 1852, and is headquartered in Wilmington, Delaware, USA, with a workforce of 10001+ employees. Its website is https://www.td.com.