Head of Credit Risk
Location: Remote (Canada)
Department: Credit
Base Salary: $180,000 – $230,000 CAD + bonus + meaningful equity
About Orion Digital
Orion Digital is a publicly listed company (NASDAQ & TSX) building a multi-engine financial platform spanning lending, payments (Carta), and wealth (Intelligent Investing).
The company is evolving from a traditional fintech model toward a more integrated, data-driven platform where capital allocation, decisioning, and risk management sit at the core of how value is created.
With an established operating base and multiple growth vectors, the opportunity is to help shape a business that combines recurring revenue streams with long-term equity upside.
AI is being integrated as an enabling layer across the platform, supporting more real-time, data-driven decisioning, rather than treated as a standalone product narrative.
About the Role
As Head of Credit Risk, you will own the performance, profitability, and risk posture of Orion Digital’s lending business.
This role operates as the control point for capital deployment, determining how risk is taken, how the portfolio evolves, and how capital is protected through changing conditions.
You are accountable for how capital is deployed, how risk is managed, and how the portfolio performs. This includes full ownership of underwriting strategy, portfolio outcomes, lender relationships, and collections and fraud strategy.
This role reports directly to the President & CFO, reflecting the importance of credit as a core capital allocation function within the business. You will work closely with senior leadership on portfolio performance, risk posture, and capital deployment decisions, while maintaining autonomy to act.
This is an operating role with full authority over underwriting and originations. You are expected to actively manage the book in real time, adjusting strategy, tightening or expanding the credit box, and protecting capital as conditions evolve.
Over time, this role will help shape how risk and decisioning frameworks extend across a broader platform spanning lending, payments (Carta), and wealth (Intelligent Investing).
You are responsible for outcomes, including losses.
What Makes This Role Different
What You’ll Own
What You Bring
Compensation & Benefits
Final Note
This role is designed for someone who wants full ownership of a credit business and its outcomes.
You will be expected to make decisions that directly impact capital, including the discipline to slow growth and pull back risk when conditions warrant, while positioning the portfolio for long-term, risk-adjusted performance.